Guidelines

First Trust Deed maximum loan amount $500,000

30-Year Fixed - Rates 9% to 15%

Second Trust Deed maximum loan amount $250,000

15-Year Fixed - Rates 10% to 15%

Maximum CLTV 65%

Higher loan amounts and higher CLTV are available case by case.

Appraisal: Required at borrowers’ expense, collected upfront via credit card

Ability to pay: Required for Owner-Occupied and Second Home Properties

Fees:

Lender Underwriting Fee $995

Processing Fee $895

Loan Proposals will be reviewed generally within 48 hours.